There is a time and place for everything and you need to make sure your plans are always three steps ahead of it. A common expression is this is chess not checkers, and it isn't lying. In every aspect in the game of life there are those who are masters, so if you want to play their game you better know the rules and moves or checkmate. Therefore attack as much as you can, while protecting your rear, while setting up a surprise attack from the weak side ,if possible. In other words, you need a mixed investment portfolio and don’t put all your eggs in one basket. In business terms you need to understand your risk tolerance or you’ll probably be in trouble. I hope you’re lucky, really lucky.